An integrated system of debtor contact and account management for Commercial, Consumer,
Healthcare and public sector debts, including:
A time-proven series of mail programs designed for earliest possible collection
and highest possible dollar return to you.
Phone Calls & E-mails
Specialized CYB staff with decades of experience adds a vital "personal touch" for
maximized effectiveness and sensitivity, with the goal of getting you paid while
keeping your debtors as ongoing accounts for your business.
Healthcare / Insurance billing and insurance follow-up
CYB's extensive experience with healthcare receivables has gained us the ability
to deal effectively with insurance-related debts. We also are capable of performing
electronic billing of insurance charges.
Skip Tracing / Locating your debtor
CYB has a number of tools available to us to help locate the debtors that have
skipped. The first thing that is done upon placement of your debts to CYB is a full
scrubbing of your accounts. This is where we compare your debtors address electronically
with the United States Postal Services’ records to make sure we have an exact match.
Once that is done, should the collection letter come back in the mail we will put
that account through additional skip tracing. A professional skip tracer in our
operation will try to locate the debtor through a number of debtor locating / tracking
software we subscribe to in order to be successful on your behalf.
Debtor Evaluation and Classification
CYB's expert account managers and legal staff identify and individually manage "professional"
and "hardship" debtors for appropriate action
Litigation, Judgment Entry and
CYB's nationwide network of attorneys, in-house legal staff and support personnel
take all the required steps on your behalf to maximize successful collection from
the most resistant non-payers