Unlike traditional collection companies, CYB charges
no "upfront" fees such as registration, retainer, prepayment or other costs usually associated with starting an account. The only time you will pay CYB is when we perform for you by collecting your bills.


All fees are based on net collections made on your behalf by CYB. Industry standards demonstrate that 50% or more of the delinquent individuals or companies who owe you money - once contacted by a collection company - will make payment directly to you, the original creditor. It is important that you report such payments promptly to CYB.

The only time that collections are considered illegal is when a collection company continues to pursue someone who has already paid their bill. Once you report a payment to CYB, you must pay the collection fee via this website or by mail.

When CYB makes a collection on your behalf, you can choose to be paid either electronically to your company bank account, or via check accompanied by a detailed statement for all collections made.

We are confident that CYB is the most cost-effective Collection Company you will find anywhere to collect your business debts.


Terms & Conditions

Primary Placements:

Delinquent accounts that have never before been placed with a professional collection agency or collection attorney.

Secondary Placements:

Delinquent accounts that another collection agency or collection attorney has previously attempted to collect on your behalf. (We cannot accept any accounts that have been previously placed with more than one collection agency or collection attorney). Please remember to correctly identify secondary placements when you place your accounts.

Commercial Accounts:

Debts owed by another business to your business.

Consumer Accounts:

Debts owed by an individual person to your business.

Healthcare Accounts:

Debts owed by an individual to a healthcare provider.

Our fees are as follows:

Our Fees

If a Lawsuit is Necessary

CYB is structured to handle any kind of account - from simple collection through judgment and judgment execution. When simple collection efforts fail to produce results, litigation may become necessary. In addition to CYB's own national staff of attorneys, we utilize many of the best collection attorneys in the country. Because we provide these attorneys with a large base of business, we receive special attention and excellent results on your accounts. Our collection system tracks all accounts placed with attorneys and requests updates on a consistent basis. By requesting these updates, we are assured of the attorney's continued involvement in each case. This allows us to more effectively protect your interest on any suit.

CYB will never litigate an account without your prior consent. Once you authorize us to begin litigation, we will commence the action against the delinquent account. All litigated accounts are billed at a fee of 50% of the amount recovered plus court disbursement costs. Court disbursements are the fees charged by the process-server to serve the summons and complaint. A fee is also charged by the court to purchase an index / document number. Currently, the disbursement fees do not exceed $600.00.